Proof Pack
Evidence oversight for suitability-report reviews.
A reviewer-facing assistant that surfaces evidence gaps, highlights supporting excerpts, and prioritises attention — so reviewers spend their time on judgement, not on searching.
Prepared for prospective clients · 2026The problem
Manual review
Every report read end-to-end by a human, line by line, across long PDFs.
Inconsistent review quality
Findings vary by reviewer, by day, and by how much time was available.
Late-stage rework
Gaps surface late in the cycle, pushing reports back to advisers at the worst moment.
How Nirio works
Upload report
The suitability report is uploaded or pasted as text, with context toggles and an optional FactPack.
Deterministic evidence checks
Nirio runs a fixed ruleset against the report — not a generated opinion, but repeatable checks.
Priority Review Actions
Findings are sorted into a prioritised list so the reviewer knows where to look first.
Human review
The reviewer reads the evidence, applies judgement, and signs off. Nirio never approves advice.
What reviewers receive
Strong report example
Alternatives considered: confirm the report sets out the options discussed and why they were not recommended.
Switching / transfer disadvantages: check that the disadvantages of the transfer are explained.
Weaker report example
Nirio sorts the twelve potential issues by materiality and points the reviewer straight to the supporting excerpts — so attention goes to the report, not the search.
Reviewer support — not automated approval
Nirio does
- Surfaces evidence gaps
- Highlights supporting excerpts
- Prioritises reviewer attention
- Provides deterministic checks
- Produces review actions
Nirio does NOT
- Approve advice
- Confirm suitability
- Replace compliance judgement
- Claim complete COBS coverage
- Replace human sign-off
Nirio is a reviewer-facing aid. It does not constitute compliance approval and does not replace the firm's own review and sign-off process.
Seven evidence themes
Suitability rationale
The report explains why the recommendation is suitable for this client.
Alternatives considered
Alternative options and the reasons they were not recommended are covered.
Capacity for loss
Capacity for loss is assessed against the client's financial position.
Client understanding
Evidence that the client understands the recommendation and its implications.
Costs and charges
Charges, value and total cost are disclosed clearly.
Risks and disadvantages
Product risks and disadvantages are explained to the client.
Circumstances and objectives
Personal circumstances and objectives are reflected and current.
Frequently asked questions
Does Nirio approve the advice?+–
No. Nirio surfaces evidence gaps and prioritises reviewer attention. Approval and sign-off remain with the human reviewer and the firm.
Is Nirio a form of automated advice?+–
No. Nirio runs deterministic checks against the report text. It does not generate an opinion on suitability.
Does Nirio guarantee full COBS coverage?+–
No. Nirio covers a defined ruleset across seven evidence themes. It is a reviewer aid, not a complete compliance audit.
How does Nirio handle client data?+–
Reports are processed to produce reviewer output. Data handling follows the firm's agreed controls and retention policy.
Where does the reviewer output go?+–
Findings are presented on screen and can be exported as a PDF for the review file.
Does Nirio replace the compliance team?+–
No. It reduces manual search so reviewers can spend more time on judgement and less time finding evidence.
See Nirio on your own reports.
Book a walkthrough and we'll run a sample suitability report through Nirio with you — no setup, no commitment.